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Credit card guides

How to Get a Credit Card for the First Time

Everything you need to know to successfully apply for your first credit card, including how to avoid the pitfalls and which type is right for you.

Is It Possible to Find Guaranteed Credit Card Offers?

We look at guaranteed credit card offers and how they work. Find out what it means to be pre-approved for a credit card and what to do if you’re rejected.

How to Pay Off and Clear Credit Card Debt

If you're struggling with credit card debt, find out about strategies for paying it off so you can clear your debt faster and reduce the interest charged.

What Affects Your Credit Score?

Unlock better loans, mortgages, and credit cards by understanding your credit score and pave the way to financial empowerment.

Why Can’t You Get a Credit Card?

Struggling to secure a credit card? Discover the most common reasons behind application rejections and learn how to avoid future setbacks.

Why Do We Ask You to Do a Soft Credit Check?

Find out why running a soft credit check can improve your chances of getting the best mortgages, loans and credit cards.

Guide to how do Avios points work?

How Do Avios Points Work?

If you regularly go away on holiday, collecting Avios points can be a good way to cut the cost of airline tickets, hotels and car hire.

Advantages and Disadvantages of a Credit Card

Explore the pros and cons of credit cards, how to use them correctly and the best ways to avoid the pitfalls.

How To Transfer Money From A Credit Card To A Debit Card

Discover your options for transferring money from a credit card to your bank account, including how money purchase credit cards and cash advances work.

How to Transfer a Credit Card Balance

Follow our step-by-step guide to transferring a credit card balance.

Student credit cards

Student Credit Cards - Compare Credit Cards For Students

Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.

Credit Cards With High Limits for Excellent Credit Scores

High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?

How to calculate credit card interest

How to Calculate Credit Card Interest Rates

How is credit card interest calculated? The Uswitch guide explains how to calculate credit card interest based on providers’ rates for their credit cards.

Check Your Eligibility for Credit Cards

You can check your eligibility for a credit card without having to apply for it, so you can reduce the risk of being rejected for a card.

Make money with your credit cards

Stoozing - make money with your credit cards

Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?

Who owns your credit card?

Who owns your credit card?

Many credit cards come under the umbrella over a wider banking group. Find out who owns your credit card provider, such as NewDay, American Express and Barclaycard and why knowing your banking groups could be important.

Old credit cards - How to cancel a credit card

How to Cancel a Credit Card - Closing Credit Card Accounts

How to cancel a credit card account? Uswitch guide explains how to close a Halifax credit card, Santander, Virgin and other credit card provider accounts.

Check your eligibility for credit cards and credit reports, cash coin purse

How to use a credit card abroad

While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.

Android Pay

Android Pay

Android Pay is a phone app that allows you to use your phone as contactless credit card

American Express credit cards

American Express - Amex Credit Cards

What is Amex or American Express? How do they differ from Visa and MasterCard credit cards? Read on to find out the pros and cons